{"id":6244650,"date":"2021-10-27T01:39:33","date_gmt":"2021-10-27T01:39:33","guid":{"rendered":"https:\/\/yp.vn\/?p=6244650"},"modified":"2021-10-27T08:39:33","modified_gmt":"2021-10-27T01:39:33","slug":"top-10-ngan-hang-thuong-mai-viet-nam-uy-tin-nam-2021","status":"publish","type":"post","link":"https:\/\/yp.vn\/top-10-ngan-hang-thuong-mai-viet-nam-uy-tin-nam-2021\/","title":{"rendered":"Top 10 Ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i Vi\u1ec7t Nam uy t\u00edn n\u0103m 2021"},"content":{"rendered":"<p>[vc_row widthopt=&#8221;&#8221; fixedbg=&#8221;&#8221; footerrow=&#8221;&#8221;][vc_column][vc_column_text]<\/p>\n<h1 class=\"title f-22 c-3e\" style=\"text-align: center;\">Top 10 Ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i Vi\u1ec7t Nam uy t\u00edn n\u0103m 2021<\/h1>\n<p>&nbsp;<\/p>\n<div class=\"bold ArticleLead\">\n<blockquote><p><em>Ng\u00e0y 13\/7\/2021, C\u00f4ng ty c\u1ed5 ph\u1ea7n B\u00e1o c\u00e1o \u0110\u00e1nh gi\u00e1 Vi\u1ec7t Nam (Vietnam Report) ch\u00ednh th\u1ee9c c\u00f4ng b\u1ed1 danh s\u00e1ch Top 10 Ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i Vi\u1ec7t Nam uy t\u00edn n\u0103m 2021. \u0110\u00e2y l\u00e0 ho\u1ea1t \u0111\u1ed9ng th\u01b0\u1eddng ni\u00ean do Vietnam Report nghi\u00ean c\u1ee9u v\u00e0 c\u00f4ng b\u1ed1 t\u1eeb n\u0103m 2012.<\/em><\/p><\/blockquote>\n<\/div>\n<p class=\"t-j\"><strong>Danh s\u00e1ch Top 10 <a href=\"https:\/\/yp.vn\/nganh-nghe\/tu-van-dich-vu-112\/ngan-hang-thuong-mai\/\">Ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i<\/a> Vi\u1ec7t Nam uy t\u00edn n\u0103m 2021<\/strong><\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row widthopt=&#8221;&#8221; fixedbg=&#8221;&#8221; footerrow=&#8221;&#8221;][vc_column][vc_empty_space][vc_single_image image=&#8221;6244651&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><em>Ngu\u1ed3n: Vietnam Report, Top 10 Ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i Vi\u1ec7t Nam uy t\u00edn n\u0103m 2021, th\u00e1ng 7\/2021<\/em><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Danh s\u00e1ch Top 10 <a href=\"https:\/\/yp.vn\/nganh-nghe\/tu-van-dich-vu-112\/ngan-hang-thuong-mai\/\">Ng\u00e2n h\u00e0ng Th\u01b0\u01a1ng m\u1ea1i<\/a> c\u1ed5 ph\u1ea7n t\u01b0 nh\u00e2n uy t\u00edn n\u0103m 2021<\/strong>[\/vc_column_text][\/vc_column][\/vc_row][vc_row widthopt=&#8221;&#8221; fixedbg=&#8221;&#8221; footerrow=&#8221;&#8221;][vc_column][vc_empty_space][vc_single_image image=&#8221;6244652&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><em>Ngu\u1ed3n: Vietnam Report, Top 10 Ng\u00e2n h\u00e0ng Th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n t\u01b0 nh\u00e2n uy t\u00edn n\u0103m 2021, th\u00e1ng 7\/2021<\/em><\/p>\n<p class=\"t-j\"><strong>Ng\u00e0nh ng\u00e2n h\u00e0ng 6 th\u00e1ng \u0111\u1ea7u n\u0103m 2021: Nh\u1eefng \u0111i\u1ec3m s\u00e1ng<\/strong><\/p>\n<p class=\"t-j\">N\u0103m 2020, c\u01a1n b\u00e3o mang t\u00ean Covid-19 \u0111\u1ed5 b\u1ed9 tr\u00ean to\u00e0n c\u1ea7u \u0111\u00e3 l\u00e0m cho n\u1ec1n kinh t\u1ebf ch\u1ecbu \u1ea3nh h\u01b0\u1edfng n\u1eb7ng n\u1ec1, chu\u1ed7i cung \u1ee9ng b\u1ecb \u0111\u1ee9t g\u00e3y, s\u1ea3n xu\u1ea5t \u0111\u00ecnh tr\u1ec7, v\u00e0 nhu c\u1ea7u ti\u00eau d\u00f9ng gi\u1ea3m s\u00fat. \u0110\u00e2y c\u0169ng l\u00e0 n\u0103m m\u00e0 thi\u00ean tai di\u1ec5n bi\u1ebfn b\u1ea5t th\u01b0\u1eddng khi\u1ebfn cho n\u1ec1n kinh t\u1ebf c\u00e0ng th\u00eam kh\u00f3 kh\u0103n. Trong b\u1ed1i c\u1ea3nh \u0111\u00f3, ng\u00e0nh Ng\u00e2n h\u00e0ng kh\u00f4ng ch\u1ec9 l\u00e0m t\u1ed1t ch\u1ee9c n\u0103ng cung \u1ee9ng, ph\u00e2n b\u1ed5 v\u1ed1n m\u00e0 c\u00f2n c\u00f3 m\u1ed9t vai tr\u00f2 \u0111\u1eb7c bi\u1ec7t h\u01a1n \u2013 ti\u1ebfp s\u1ee9c cho n\u1ec1n kinh t\u1ebf, tri\u1ec3n khai c\u00e1c gi\u1ea3i ph\u00e1p \u0111\u1ec3 h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi d\u00e2n, doanh nghi\u1ec7p v\u01b0\u1ee3t qua th\u00e1ch th\u1ee9c b\u1edfi \u0111\u1ea1i d\u1ecbch v\u00e0 thi\u00ean tai. D\u00f9 ch\u1ecbu nhi\u1ec1u \u1ea3nh h\u01b0\u1edfng gi\u00e1n ti\u1ebfp c\u1ee7a \u0111\u1ea1i d\u1ecbch Covid-19, k\u1ebft th\u00fac n\u0103m 2020, l\u1ee3i nhu\u1eadn c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng v\u1eabn t\u0103ng tr\u01b0\u1edfng kh\u00e1, t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng c\u1ee7a to\u00e0n h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng \u0111\u1ea1t 12,13%, cao h\u01a1n so v\u1edbi m\u1ee9c t\u0103ng tr\u01b0\u1edfng c\u1ee7a 2019, h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 an to\u00e0n v\u00e0 l\u00e0nh m\u1ea1nh h\u01a1n, th\u1ec3 hi\u1ec7n kh\u1ea3 n\u0103ng ch\u1ed1ng ch\u1ecbu r\u1ee7i ro t\u1ed1t tr\u01b0\u1edbc c\u00fa s\u1ed1c b\u00ean ngo\u00e0i v\u00e0 nhi\u1ec1u d\u1ea5u \u1ea5n n\u1ed5i b\u1eadt kh\u00e1c.<\/p>\n<p class=\"t-j\">Khi nh\u1eefng d\u01b0 \u00e2m c\u1ee7a thi\u00ean tai, d\u1ecbch b\u1ec7nh t\u1eeb n\u0103m 2020 v\u1eabn c\u00f2n t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn n\u1ec1n kinh t\u1ebf, \u0111\u1ebfn \u0111\u1ea7u n\u0103m 2021, Covid-19 quay tr\u1edf l\u1ea1i mang theo nh\u1eefng bi\u1ebfn th\u1ec3 m\u1edbi, c\u00e0n qu\u00e9t v\u1edbi c\u01b0\u1eddng \u0111\u1ed9 m\u1ea1nh h\u01a1n trong qu\u00fd II t\u1ea1i nhi\u1ec1u t\u1ec9nh th\u00e0nh kinh t\u1ebf tr\u1ecdng \u0111i\u1ec3m c\u1ee7a c\u1ea3 n\u01b0\u1edbc. C\u00f9ng v\u1edbi kh\u00f3 kh\u0103n chung c\u1ee7a n\u1ec1n kinh t\u1ebf, ng\u00e0nh ng\u00e2n h\u00e0ng c\u0169ng g\u1eb7p nhi\u1ec1u th\u00e1ch th\u1ee9c, nh\u01b0ng v\u1eabn c\u00f3 th\u1ec3 th\u1ea5y nh\u1eefng \u0111i\u1ec3m s\u00e1ng c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng trong n\u1eeda \u0111\u1ea7u n\u0103m 2021.<\/p>\n<p class=\"t-j\"><strong><em>\u0110i\u1ec3m s\u00e1ng th\u1ee9 nh\u1ea5t, k\u1ebft qu\u1ea3 kinh doanh t\u0103ng tr\u01b0\u1edfng m\u1ea1nh m\u1ebd so v\u1edbi c\u00f9ng k\u1ef3<\/em><\/strong>. Sau m\u1ed9t n\u0103m \u0111\u1ea7y bi\u1ebfn \u0111\u1ed9ng v\u00e0 th\u1eed th\u00e1ch, kinh t\u1ebf Vi\u1ec7t Nam \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o s\u1ebd kh\u1edfi s\u1eafc h\u01a1n trong n\u0103m 2021 v\u1edbi m\u1ee5c ti\u00eau t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf c\u1ee7a Ch\u00ednh ph\u1ee7 \u0111\u1eb7t ra l\u00e0 6,5% trong n\u0103m nay. T\u1ed5ng s\u1ea3n ph\u1ea9m trong n\u01b0\u1edbc (GDP) 6 th\u00e1ng \u0111\u1ea7u n\u0103m 2021 t\u0103ng 5,64%. Ng\u00e2n h\u00e0ng, m\u1ed9t ng\u00e0nh \u0111\u01b0\u1ee3c coi l\u00e0 huy\u1ebft m\u1ea1ch c\u1ee7a n\u1ec1n kinh t\u1ebf, c\u0169ng \u0111ang h\u01b0\u1edfng l\u1ee3i t\u1eeb s\u1ef1 ph\u1ee5c h\u1ed3i \u0111\u00f3. K\u1ebft qu\u1ea3 trong nh\u1eefng th\u00e1ng \u0111\u1ea7u n\u0103m gi\u00fap ch\u00fang ta c\u00f3 th\u1ec3 th\u1ea5y, nhu c\u1ea7u s\u1eed d\u1ee5ng c\u00e1c d\u1ecbch v\u1ee5, s\u1ea3n ph\u1ea9m c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng ti\u1ebfp t\u1ee5c xu h\u01b0\u1edbng t\u0103ng m\u1ea1nh. B\u00e1o c\u00e1o c\u1ee7a T\u1ed5ng c\u1ee5c Th\u1ed1ng k\u00ea trong 6 th\u00e1ng \u0111\u1ea7u n\u0103m 2021, t\u00ednh \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m 21\/6, t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng c\u1ee7a n\u1ec1n kinh t\u1ebf \u0111\u1ea1t 5,47%, t\u0103ng tr\u01b0\u1edfng g\u1ea5p hai l\u1ea7n so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m 2020. B\u1ea5t ch\u1ea5p t\u00e1c \u0111\u1ed9ng c\u1ee7a \u0111\u1ea1i d\u1ecbch, l\u1ee3i nhu\u1eadn c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng v\u1eabn t\u0103ng tr\u01b0\u1edfng cao, c\u00f3 h\u01a1n ch\u1ee5c ng\u00e2n h\u00e0ng ghi nh\u1eadn l\u1ee3i nhu\u1eadn ngh\u00ecn t\u1ef7, ch\u1ea5t l\u01b0\u1ee3ng t\u00e0i s\u1ea3n, t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u v\u1eabn \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t t\u1ed1t. Theo d\u1eef li\u1ec7u c\u1ee7a FiinGroup, t\u1ed5ng thu nh\u1eadp ho\u1ea1t \u0111\u1ed9ng trong qu\u00fd I\/2021 t\u0103ng 28,4% so v\u1edbi c\u00f9ng k\u1ef3. \u0110\u1ea7u th\u00e1ng 7, m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng c\u00f4ng b\u1ed1 k\u1ebft qu\u1ea3 kinh doanh v\u1edbi s\u1ef1 b\u1ee9t ph\u00e1 m\u1ea1nh m\u1ebd, d\u1ef1 b\u00e1o s\u1ebd c\u00f3 nhi\u1ec1u k\u1ef7 l\u1ee5c m\u1edbi trong b\u1ee9c tranh l\u1ee3i nhu\u1eadn c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng.<\/p>\n<p class=\"t-j\">Nh\u1eefng s\u1ed1 li\u1ec7u n\u00e0y c\u0169ng cho th\u1ea5y g\u1ea7n nh\u01b0 ng\u00e0nh ng\u00e2n h\u00e0ng \u0111\u00e3 b\u01b0\u1edbc \u0111\u01b0\u1ee3c v\u00e0o n\u1ec1n t\u0103ng tr\u01b0\u1edfng m\u1edbi v\u1edbi c\u00e1c y\u1ebfu t\u1ed1 h\u1ed7 tr\u1ee3 nh\u01b0 l\u00e0 l\u00e3i su\u1ea5t huy \u0111\u1ed9ng \u1edf m\u1ee9c th\u1ea5p, trong khi l\u00e3i su\u1ea5t cho vay gi\u1ea3m ch\u01b0a t\u01b0\u01a1ng \u1ee9ng, th\u00eam v\u00e0o \u0111\u00f3 nhi\u1ec1u ng\u00e2n h\u00e0ng c\u00f2n huy \u0111\u1ed9ng \u0111\u01b0\u1ee3c l\u01b0\u1ee3ng l\u1edbn tr\u00e1i phi\u1ebfu k\u1ef3 h\u1ea1n d\u00e0i v\u1edbi l\u00e3i su\u1ea5t th\u1ea5p, gi\u00fap cho bi\u00ean l\u00e3i r\u00f2ng c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c c\u1ea3i thi\u1ec7n.<\/p>\n<p class=\"t-j\"><em><strong>\u0110i\u1ec3m s\u00e1ng th\u1ee9 hai, s\u1ef1 ra \u0111\u1eddi c\u1ee7a ch\u00ednh s\u00e1ch m\u1edbi<\/strong><\/em>. \u0110\u00f3 l\u00e0 s\u1ef1 quan t\u00e2m, ch\u1ec9 \u0111\u1ea1o s\u00e1t sao c\u1ee7a NHNN, c\u00e1c B\u1ed9, ban ng\u00e0nh \u0111\u1ed1i v\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng th\u1ef1c ch\u1ea5t c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng v\u00e0 ban h\u00e0nh Th\u00f4ng t\u01b0 03\/2021\/TT-NHNN v\u1ec1 vi\u1ec7c c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, mi\u1ec5n l\u00e3i vay do \u1ea3nh h\u01b0\u1edfng d\u1ecbch Covid-19. C\u00e1c chuy\u00ean gia trong kh\u1ea3o s\u00e1t c\u1ee7a Vietnam Report \u0111\u00e1nh gi\u00e1 Th\u00f4ng t\u01b0 03 \u0111\u1ed1i v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng nh\u01b0 \u201cn\u1eafng h\u1ea1n g\u1eb7p m\u01b0a r\u00e0o\u201d, mang t\u00ednh nh\u00e2n v\u0103n \u0111\u1ed1i v\u1edbi c\u1ea3 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng v\u00e0 b\u00ean \u0111i vay. N\u1ebfu kh\u00f4ng c\u00f3 Th\u00f4ng t\u01b0 03, c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd ph\u1ea3i tr\u00edch l\u1eadp r\u1ea5t m\u1ea1nh m\u1ebd c\u00e1c kho\u1ea3n n\u1ee3 x\u1ea5u trong n\u0103m nay nh\u01b0ng v\u1edbi Th\u00f4ng t\u01b0 n\u00e0y kho\u1ea3ng th\u1eddi gian \u0111\u00e3 \u0111\u01b0\u1ee3c gi\u00e3n ra trong 3 n\u0103m. Vi\u1ec7c tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng c\u1ee5 th\u1ec3 t\u00f9y thu\u1ed9c s\u1ef1 ch\u1ecbu \u1ea3nh h\u01b0\u1edfng t\u1eeb ch\u1ea5t l\u01b0\u1ee3ng d\u1ef1 n\u1ee3 cho vay c\u1ee7a ng\u00e2n h\u00e0ng. Nhi\u1ec1u ng\u00e2n h\u00e0ng c\u00f3 d\u00f2ng ti\u1ec1n \u1ed5n \u0111\u1ecbnh \u0111\u00e3 ch\u1ee7 \u0111\u1ed9ng tr\u00edch l\u1eadp d\u1ea7n trong t\u1eebng qu\u00fd \u0111\u1ec3 chu\u1ea9n b\u1ecb \u201cb\u1ed9 \u0111\u1ec7m\u201d l\u1edbn h\u01a1n cho d\u1ef1 ph\u00f2ng r\u1ee7i ro c\u00f3 th\u1ec3 x\u1ea3y ra.<\/p>\n<p class=\"t-j\"><em><strong>\u0110i\u1ec3m s\u00e1ng th\u1ee9 ba, nh\u00f3m ng\u00e2n h\u00e0ng ghi nh\u1eadn nh\u1eefng c\u00e2u chuy\u1ec7n v\u1ec1 ph\u00e1t h\u00e0nh b\u00e1n v\u1ed1n, b\u00e1n c\u00f4ng ty con cho n\u01b0\u1edbc ngo\u00e0i.<\/strong><\/em>Gi\u1eefa b\u1ed1i c\u1ea3nh d\u1ecbch b\u1ec7nh b\u00f9ng ph\u00e1t, m\u00e0 g\u1ea7n nh\u01b0 kh\u1ed1i ngo\u1ea1i r\u00fat ra kh\u1ecfi th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n (TTCK), b\u00e1n r\u00f2ng r\u1ea5t m\u1ea1nh m\u1ebd, c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i v\u1eabn nh\u00ecn th\u1ea5y \u0111\u01b0\u1ee3c c\u01a1 h\u1ed9i trong c\u00e1c giao d\u1ecbch t\u00e0i s\u1ea3n c\u1ee7a ng\u00e2n h\u00e0ng. \u0110i\u1ec3n h\u00ecnh nh\u01b0 tr\u01b0\u1eddng h\u1ee3p VPbank b\u00e1n \u0111\u01b0\u1ee3c 49% v\u1ed1n c\u1ee7a Fecredit cho t\u1eadp \u0111o\u00e0n c\u1ee7a Nh\u1eadt B\u1ea3n, m\u1ed9t k\u1ebf ho\u1ea1ch kh\u00e1c trong t\u01b0\u01a1ng lai nh\u01b0 HDbank c\u0169ng b\u00e1n m\u1ea3ng t\u00edn d\u1ee5ng cho ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i.<\/p>\n<p class=\"t-j\"><em><strong>\u0110i\u1ec3m s\u00e1ng th\u1ee9 t\u01b0, t\u00e0i ch\u00ednh phi t\u00edn d\u1ee5ng ti\u1ebfp t\u1ee5c \u0111\u01b0\u1ee3c gia t\u0103ng.<\/strong><\/em>\u00a0Trong b\u1ed1i c\u1ea3nh d\u1ecbch b\u1ec7nh, 6 th\u00e1ng \u0111\u1ea7u n\u0103m 2021, nh\u00f3m ng\u00e2n h\u00e0ng ti\u1ebfp t\u1ee5c t\u0103ng m\u1ea1nh quy m\u00f4 v\u00e0 t\u1ef7 tr\u1ecdng thu nh\u1eadp ph\u00ed d\u1ecbch v\u1ee5, thu nh\u1eadp ngo\u00e0i l\u00e3i nh\u01b0 b\u1ea3o l\u00e3nh kh\u00e1ch h\u00e0ng, b\u00e3o l\u00e3nh th\u01b0 t\u00edn d\u1ee5ng (LC), thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, li\u00ean k\u1ebft v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec3 b\u00e1n ch\u00e9o s\u1ea3n ph\u1ea9m (Bancassurance), ch\u1ee9ng kho\u00e1n v.v. \u0110i\u1ec1u n\u00e0y gi\u00fap c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i (NHTM) ph\u00e1t tri\u1ec3n to\u00e0n di\u1ec7n h\u01a1n, kh\u00f4ng c\u00f2n l\u1ec7 thu\u1ed9c v\u00e0o ch\u1ec9 ti\u00eau t\u00edn d\u1ee5ng, \u0111\u1ed3ng th\u1eddi gi\u1ea3m thi\u1ec3u r\u1ee7i ro v\u00e0 c\u1ea3i thi\u1ec7n c\u01a1 c\u1ea5u ngu\u1ed3n thu theo h\u01b0\u1edbng b\u1ec1n v\u1eefng.<\/p>\n<p class=\"t-j\"><strong>Tri\u1ec3n v\u1ecdng t\u0103ng tr\u01b0\u1edfng c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng n\u0103m 2021: Kh\u1ea3 quan nh\u01b0ng kh\u00f4ng qu\u00e1 t\u00edch c\u1ef1c tr\u01b0\u1edbc nh\u1eefng lo ng\u1ea1i v\u1ec1 di\u1ec5n bi\u1ebfn kh\u00f3 l\u01b0\u1eddng c\u1ee7a \u0111\u1ea1i d\u1ecbch<\/strong><\/p>\n<p class=\"t-j\">K\u1ebft qu\u1ea3 kh\u1ea3o s\u00e1t chuy\u00ean gia v\u00e0 ng\u00e2n h\u00e0ng c\u1ee7a Vietnam Report tr\u00ean thang Li-kert 5 \u0111i\u1ec3m \u0111\u00e3 ch\u1ec9 ra top 3 y\u1ebfu t\u1ed1 v\u0129 m\u00f4 \u1ea3nh h\u01b0\u1edfng nh\u1ea5t \u0111\u1ebfn k\u1ebft qu\u1ea3 kinh doanh c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng trong n\u0103m 2021, \u0111\u00f3 l\u00e0: S\u1ef1 b\u00f9ng ph\u00e1t \u0111\u1ea1i d\u1ecbch tr\u1edf l\u1ea1i tr\u00ean di\u1ec7n r\u1ed9ng (4,73\/5); S\u1ef1 ph\u1ee5c h\u1ed3i c\u1ee7a kinh t\u1ebf v\u0129 m\u00f4 (4,55\/5); Ch\u00ednh s\u00e1ch, quy \u0111\u1ecbnh c\u1ee7a Nh\u00e0 n\u01b0\u1edbc l\u0129nh v\u1ef1c Ng\u00e2n h\u00e0ng (4,36\/5). Tr\u00ean kh\u00eda c\u1ea1nh vi m\u00f4, x\u00e9t trong ng\u00e2n h\u00e0ng, 3 y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng nh\u1ea5t: Kh\u1ea3 n\u0103ng \u00e1p d\u1ee5ng c\u00f4ng ngh\u1ec7 s\u1ed1 trong c\u00e1c d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng (4,73\/5); H\u1ec7 th\u1ed1ng qu\u1ea3n l\u00fd r\u1ee7i ro v\u00e0 c\u00f4ng t\u00e1c ki\u1ec3m so\u00e1t n\u1ed9i b\u1ed9 (4,64\/5); Ch\u1ea5t l\u01b0\u1ee3ng s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 (4,55\/5).<\/p>\n<p class=\"t-j\">V\u1edbi nh\u1eefng y\u1ebfu t\u1ed1 thu\u1eadn l\u1ee3i \u0111\u1ebfn t\u1eeb n\u1ec1n kinh t\u1ebf to\u00e0n c\u1ea7u \u0111ang ph\u1ee5c h\u1ed3i, s\u1ef1 h\u1ed7 tr\u1ee3 v\u1ec1 m\u1eb7t ch\u00ednh s\u00e1ch, l\u00e3i su\u1ea5t th\u1ea5p ti\u1ebfp t\u1ee5c \u0111\u01b0\u1ee3c duy tr\u00ec, c\u00f9ng s\u1ef1 linh ho\u1ea1t trong \u0111i\u1ec1u h\u00e0nh c\u1ee7a ng\u00e2n h\u00e0ng khi chuy\u1ec3n h\u01b0\u1edbng m\u1ea1nh m\u1ebd trong c\u01a1 c\u1ea5u ho\u1ea1t \u0111\u1ed9ng v\u00e0 t\u0103ng c\u01b0\u1eddng \u0111\u1ea7u t\u01b0 c\u00f4ng ngh\u1ec7 s\u1ed1, c\u00f3 52,94% chuy\u00ean gia v\u00e0 ng\u00e2n h\u00e0ng trong kh\u1ea3o s\u00e1t c\u1ee7a Vietnam Report nh\u1eadn \u0111\u1ecbnh ng\u00e0nh ng\u00e2n h\u00e0ng trong n\u0103m 2021 s\u1ebd t\u0103ng tr\u01b0\u1edfng kh\u1ea3 quan, t\u1ed1t h\u01a1n m\u1ed9t ch\u00fat. Theo \u0111\u00f3, t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng c\u1ea3 n\u0103m c\u00f3 th\u1ec3 t\u01b0\u01a1ng \u0111\u01b0\u01a1ng ho\u1eb7c cao h\u01a1n m\u1ee9c t\u0103ng tr\u01b0\u1edfng 12,13% c\u1ee7a n\u0103m ngo\u00e1i m\u1ed9t ch\u00fat. M\u1eb7c d\u00f9 k\u1ebft qu\u1ea3 kinh doanh c\u1ee7a nh\u00f3m ng\u00e0nh ng\u00e2n h\u00e0ng trong nh\u1eefng th\u00e1ng \u0111\u1ea7u n\u0103m c\u00f3 s\u1ef1 v\u01b0\u1ee3t tr\u1ed9i h\u01a1n so v\u1edbi nhi\u1ec1u ng\u00e0nh kh\u00e1c, nh\u01b0ng c\u00e1c chuy\u00ean gia \u0111\u00e1nh gi\u00e1 t\u0103ng tr\u01b0\u1edfng c\u1ea3 n\u0103m ch\u1ec9 \u0111\u1ea1t \u1edf m\u1ee9c kh\u1ea3 quan, kh\u00f4ng qu\u00e1 t\u00edch c\u1ef1c do t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng c\u1ee7a nh\u00f3m ng\u00e2n h\u00e0ng thi\u00ean v\u1ec1 nhi\u1ec1u y\u1ebfu t\u1ed1 ch\u01b0a th\u1ef1c ch\u1ea5t, c\u00f2n ti\u1ec1m \u1ea9n nh\u1eefng r\u1ee7i ro, th\u00e1ch th\u1ee9c, nh\u1ea5t l\u00e0 khi d\u1ecbch b\u1ec7nh \u0111ang di\u1ec5n bi\u1ebfn kh\u00f3 l\u01b0\u1eddng, ch\u01b0a \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t.<\/p>\n<p>Ngu\u1ed3n: vietnamnet[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row widthopt=&#8221;&#8221; fixedbg=&#8221;&#8221; footerrow=&#8221;&#8221;][vc_column][vc_column_text] Top 10 Ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i Vi\u1ec7t Nam uy t\u00edn n\u0103m 2021 &nbsp; Ng\u00e0y 13\/7\/2021, C\u00f4ng ty c\u1ed5 ph\u1ea7n B\u00e1o c\u00e1o \u0110\u00e1nh gi\u00e1 Vi\u1ec7t Nam (Vietnam Report) ch\u00ednh th\u1ee9c c\u00f4ng b\u1ed1 danh s\u00e1ch Top 10 Ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i Vi\u1ec7t Nam uy t\u00edn n\u0103m 2021. \u0110\u00e2y l\u00e0 ho\u1ea1t \u0111\u1ed9ng th\u01b0\u1eddng ni\u00ean&#8230; <a class=\"view-article\" href=\"https:\/\/yp.vn\/top-10-ngan-hang-thuong-mai-viet-nam-uy-tin-nam-2021\/\">Xem b\u00e0i vi\u1ebft<\/a><\/p>\n","protected":false},"author":175,"featured_media":6244646,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ep_exclude_from_search":false,"footnotes":""},"categories":[2499],"tags":[],"class_list":["post-6244650","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tai-chinh-ngan-hang"],"acf":[],"_links":{"self":[{"href":"https:\/\/yp.vn\/KmOMlj66m\/wp\/v2\/posts\/6244650","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yp.vn\/KmOMlj66m\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yp.vn\/KmOMlj66m\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yp.vn\/KmOMlj66m\/wp\/v2\/users\/175"}],"replies":[{"embeddable":true,"href":"https:\/\/yp.vn\/KmOMlj66m\/wp\/v2\/comments?post=6244650"}],"version-history":[{"count":0,"href":"https:\/\/yp.vn\/KmOMlj66m\/wp\/v2\/posts\/6244650\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/yp.vn\/KmOMlj66m\/wp\/v2\/media\/6244646"}],"wp:attachment":[{"href":"https:\/\/yp.vn\/KmOMlj66m\/wp\/v2\/media?parent=6244650"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yp.vn\/KmOMlj66m\/wp\/v2\/categories?post=6244650"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yp.vn\/KmOMlj66m\/wp\/v2\/tags?post=6244650"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}